When you join Retirement Watch, here is what you get as a member: This newsletter is all about showing you how to hold on to your retirement savings as much as possible. And when he confided that this congressional money grab could be the biggest tax hit to Americans retirement plans in over a century. A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). After doing my research, I put together this review to share my findings on the estate planning strategies Carlson shares as well as how he wants you design your retirement plans. That solution is imperfect, because it rewards those who least need assistance--those who work at thriving, profitable businesses--but it certainly is workable. Moreover, he claims that the government appears to have been planning this for some time. Its no wonder the people I work with are scrambling to save their retirements. In fact, he soon found out that he was more interested in research and writing compared to law. Requiring that half a million do so, rather than one, wont improve the answer. Australia, to cite one example, has already considered these possibilities. Mainly, retirees and people over 50 years old are the target market. As I said, Im going to send you a copy completely free of charge today. There is another plan called the Platinum Subscription for $87. As we noted earlier, this makes sense since the editor is also a lawyer. This process would occur invisibly for firms that use outside payroll services, and would require an initial setup for the rest. (the newsletter), What you get when you subscribe to Retirement Watch, Agency Reel Is It Legit? For sure, they have many examples of this. Topics Covered in The New American Retirement Plan, How to get a copy of New American Retirement Plan, What is the Retirement Watch? Plan Your Prosperity: The Only . If you are not satisfied with the service, you may call the company. So if you want to save your retirement account and keep the IRS from confiscating 30% or more of it. A few months ago I had the good fortune of interviewing one of the countrys leading experts on Social Security reform. Look, neither one of us has a crystal ball. It makes it easier for 401(k)plan administrators to offerannuities. You see, the first rule of traditional tax planning is to defer income and taxes for as long as you can. The first step in retirement planning is to estimate how much youll spend, and the second is to estimate how much inflation will affect your spending. Fortunately, Ive identified a handful of solutions. Naturally, they would be skeptical about this service as well. Thats not why Im sounding the alarm today. I'm speaking to you today because the U.S. government just enacted the most devastating law I've seen in my 30-plus years as a retirement expert. With this book, you can explore various ways in which you can protect your retirement savings as you seek financial security. From there, Bob had thought that he had set his path in becoming an adviser and tax lawyer. Moreover, it aims to help you live a richer and more fulfilling retirement than you ever imagined possible. Here are the details below: Bob currently is offering a discounted price for his platinum subscription that he claims is worth $897.75. I have found such a level of personal service and guidance to be very rare in the world of financial newsletters that I have subscribed to over the years. Where to pray; How to Pray; Du'as; Activities. Now, what I just told you goes against conventional retirement planning wisdom. Some of these are borrowed from the estate plans of high net worth individuals. It even touches on housing for seniors and IRAs. Every month Ill send you my newsletter, packed with expert answers and simple solutions to make sure you never run out of money in retirement. In fact, on page 129, I explain the one simple move both individuals AND married couples can take to put an extra $25,000 or more in their pockets. Its also your heirs money thatll get looted. Not in MY America!, How can the government break its promise to me, after all the work Ive put in to save for my retirement?, If only I had paid more attention, I couldve kept my nest egg kept more of my money for retirement for my kids and their kids., And by the time the final stage acceptance strikes. He produces a monthly video series called Retirement Watch Spotlight and in each issue and video, he offers what he thinks is independent and objective research on the financial aspects of retirement and retirement planning. Along with your copy of the NEW AMERICAN RETIREMENT PLAN, Im also going to give you these 9 Special Reports from my members-only library. John is quick to point out that while Morningstar typically agrees with the views of the Rekenthaler Report, his views are his own. Thats why I employ a full-time staff to answer your questions (sorry, no personalized investment advice). Most people keep their subscriptions active, because the value they get from membership pays off in spades. As stated on the order form, Bob is offering his platinum subscription for $87. How To Collect Your Own Second Social Security Check, A new, 100% legal way to boost your retirement income for life, You have landed on an article that is reserved for paid. However, if politically unfeasible, my proposal is operationally realistic. The second is how to protect your lifetime income stream. The truth is, this is a critical niche. Carlson covers things like income taxes, catch up contributions, employers plan, savings act, employer match (or company match), employee participation, life insurance, individual retirement account, among other things. Fortunately, my book the NEW AMERICAN RETIREMENT PLAN shows how to make the right decisions about Social Security benefits. He has served other retirement systems with billions in assets too. However, you should not be swayed by these. In fairness, the service received good comments from subscribers. Though thin on proof of success, the reviews have been encouraging. Robert C. Carlson, also known as Bob Carlson, is a retirement expert. On the other hand, others are free to give supportive statements for Carlson as well. And we agreed on just about everything including the need to blow the whistle on whats at stake right now for U.S. retirees. I think the book has common sense investment strategies and actionable tips but I dont think it will solve everything. Looking for a review of the book called New American Retirement Plan? You have landed on an article that is reserved for paidRetirement Watch subscribers. David Phillips is a noted estate planner and bestselling author, and he calls it: the biggest tax to hit your estate since 1913.. That means you have precious little time to protect your 401(k) your IRAs and your Roth IRAs from Uncle Sams 2020 heist.. It enables individual to pay student loans using 529 plan money. This is at no extra cost to you, and rest-assured that we only recommend what we use ourselves and find beneficial.*. Just 1,500 feet away from my 5th floor office at The Center for Retirement Security. Not only that, you will continuously get portfolio updates. Your FREE copy of the NEW AMERICAN RETIREMENT PLAN. Anybody could just cherry-pick some stocks and leave out others. . Look, this hits me personally. Many are inquiring if Bob Carlson's Retirement Watch is a scam. Maintaining independence and editorial freedom is essential to our mission of empowering investor success. On the other hand, his Diamond Elite Subscription costs $149, while his Gold Subscription costs $49.95. The first is the time bomb in your IRA that starts ticking the minute you retire. Meanwhile, the Diamond Elite plan will give you everything, plus a new report: The New Rules of Estate Planning. The advisory claims to cover everything related to retirement. Meanwhile, the other commenter said they did not get substantial insights. Automatic-enrollment programs, default investments, and auto-escalation features have improved the early versions of plans. The company should be immaterial. When you subscribe, you will commit fewer errors, especially regarding rules. Its a powerful, unbiased retirement planning tool to help you eliminate the worry and guesswork. After all, retirement-plan investors receive a benefit from the government for deferring taxes. To protect your nest egg your IRA, Roth IRA, and 401(k), you need to act now. Whats worse Dr. Reichenstein and I both believe that for many people the following statement is true about the future of Social Security, You simply wont get everything youve been promised.. Bob Carlson isnt just a guy talking without experience to back his words up, he has been writing about the subject for many years and has served on the board for more than one retirement system. Aside from these, the editor will also help you strategize your investments. He has done this by coming up with the best possible content that addresses retirees' concerns. Bob even refers to it as a retirement survival guide that could literally save your retirement a hundred times over.. For those questions, I have no answers. You see, America has roughly 75 million baby boomers. On page 24 of the NEW AMERICAN RETIREMENT PLAN, Ill show you how to protect yourself from the retiree tax attack. Page 77. There's no need to second-guess what's best anymore. Fortunately, this problem has an easy fix, because other countries have studied the issue. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data. Its best to NOT defer income. PAGE 77. Complex subjects that keeps changing, and Bob gives it to us up front. Most people have no idea this legislation just fast-tracked its way through Congress. A new study conducted by researchers at Johns Hopkins University found that only 4% of people start collecting Social Security benefits at the most advantageous time. But not the substance. One U.S. Online Retirement Spending Calculator. It has fast-paced weekly trading services as well as monthly research advisories. The freebies, meanwhile, include his book, The New American Retirement Plan. Malaysia drops every defined-contribution participant from the private sector into one highly diversified fund, Employers Provident Fund. It wont be handed to you on a silver platter. Bottom line:Im going to rush you a copy of my new book, the NEW AMERICAN RETIREMENT PLAN. Yet, the shocking thing is, they think of this as a good thing! You likely wont get as much Social Security as promised today. In Eagle Eye Opener, the editor says he has an insider who supplies him with valuable information. Please log in again. Independently owned and not on anyone's payroll, here at Green Bull Research we do our darnedest to shed some light on the misleading investment opportunities out there. If you dont mind spending to receive a free copy of Bob Carlsons New American Retirement Plan, go ahead and choose any subscription that suits your preferences. Jeff Levine: Cracking The New Retirement Code, 100 Must-Know Statistics About 401(K) Plans. Best investment you can make today., As a Wharton graduate, money manager, Chief Financial Officer, and Chartered Financial Analyst, I didnt think I needed help in making investment choices and planning for my retirement. Its helped me earn over $300,000 in the last 12 months alone: Go here to see my no.1 recommendation for making money online, RECOMMENDED: Go here to see my no.1 recommendation for making money online. He will help you plan, save, and spend wisely. One is if employee participation should be mandatory. Look, Ive advised friends and family members to use The Plan for themselves. After getting my law degree and master degree in Accounting from the University of Virginia, And after passing the CPA exam on my very first try. People can look out for each other through their thoughts, experiences, and analyses. BOB CARLSON is editor of the monthly newsletter, Retirement Watch, the monthly video series, Retirement Watch Spotlight , and a weekly free e-letter, Retirement Watch Weekly. Are you looking for details regarding Bob Carlsons New American Retirement Plan? A 12-month Subscription to My Members-only Retirement Finance Advisory, Retirement Watch. John Rekenthaler Jan 14, 2020 Moving Forward The 401 (k) system has reached its limit. I wanted to see if Dr. Reichenstein had the same views on Social Security that I do. If youre worried about your estate planning and financial future after retirement, then this is the newsletter that tackles those issues. I prepared our members for that. Weddings. To get your copy, you need only to click on the button below. Back then, the maximum contribution was only about $1,500. Sometimes we recommend our favorite investment products/services and earn money through affiliate links. The SECURE Act, whose progressed had stalled until lawmakers tacked it onto a spending bill, aims to make saving easier. The New American Retirement Plan is a book by Bob Carlson. Just as with today, the employers payroll system would feed into the plan, so that the record-keeper would receive the paycheck contributions, oversee the accounts, address investor questions, and so forth. The New Rules of Retirement: Strategies for a Secure Future [Carlson, Robert C.] on Amazon.com. The newsletter focuses on retirement and estate planning. Provide specific products and services to you, such as portfolio management or data aggregation. Look, its downright scary to think what the government has in store for your retirement funds. But I dont expect that to happen. Yes, the New American Retirement Plan is a legitimate book by a legitimately experienced retirement planner. Bob's Journal for 1/12/22 . Carlson also adds in Gimme Shelter: Hidden Real Estate Tax Bombs to Avoid, Your 20-Minute Estate Plan: Building a Lasting Legacy, and The Truth About Annuities. It oversaw $42 billion in assets. In short, what the government wants to do is strip the value of your IRA or 401(k) before you can pass it along to your family. It has tools that calculate inflation seamlessly thus enabling you to plan your spending. A typical retiree and investor would be familiar with these terms. During that time, Bob eventually wrote a book entitled Retirement Tax Guide. And unfortunately, this new law is already at work. Access to Retirement Watchs 5 Easy Chair Proprietary Investment Portfolios: Income Growth, Balanced, Retirement Paycheck, True Diversification, and Sector. We hope not. The 401 (k) system has reached its limit. And it will hit just about anyone with money put away in a retirement plan. Are you planning to map out your estate? ), Plus, theres evidence pointing to one of retirees biggest fears coming true. Carlson also explains why if you have already invested in a 401k and IRAs and youre relying on them, your nest egg may not be as safe as you think. However, he does concede that due to the deficit, taxes could go higher in the future. Not if you act today, and follow the simple steps Ive laid out in the NEW AMERICAN RETIREMENT PLAN. Who Is Bob Carlson? Whats more, you want to extend your retirement savings to your loved ones after you pass on. From the website, you can access special reports, newsletter issues, and an archive of past newsletter issues. Every aspect of the New American Retirement Plan already exists, in other countries. In its pages, I show you everything from how to maximize your Social Security benefits including getting up to 76% MORE on your monthly payoutsPAGE 43, To how to legally offset the spiraling costs of long-term care (LTC) medical expenses saving potentially tens of thousands of dollarsPAGE 182, To creating a monthly (and tax-free) income stream to last the rest of your life. Eagle Financial claims that its original price was $249 and is valued at $897.75. The change in question includes increasing the tax charges for taking your retirement money out. His "Retirement Paycheck" has a return of 49.47%, and "Income Growth" has 45.46%. The current arrangement succeeds at moving employees at midsize to large companies into acceptably funded . Lets say youre a 62-year-old who has socked money away all your life. His district stretches from Lake Erie to just below Urbana in north-central and western Ohio and includes Lima, Marion, Tiffin, Norwalk, and Elyria. The company claims that they have already helped millions of investors through the years. Or on the other hand, if theyre working with Wall Street to help it get more of your nest egg. Truth is, the government needs to raid our retirement funds now more than ever. The truth is, despite the income tax rate cuts from the 2017 tax law, your taxes are likely to increase during retirement. And in 2011, he was assigned to the Deferred Compensation Plans Advisory Committee of the Virginia Retirement System. The single-biggest panic button issue over retiring in America today. In other words, your legacy is under attack. In it, youll learn the best ways to defend yourself from this imminent Doomsday event. Copy those rules and think no more of the matter. Members-only LIVE Conference Calls. To tie everything up, he also came up with Lifetime Retirement Protection Program. The advisory also gives insights on Medicare, healthcare, and long-term care. Its where I bring together all the techniques and strategies to help everyone in their golden years live their best lives. We admit that the titles are enticing. Ongoing Retirement Education Series. Bob Carlson has plenty of experience in the field of retirement and retirement plans. For example, many Americans believe that Medicare, or their employers insurance, will cover most retirement medical expenses and long-term care expenses they need. Its hatchet job number one in a string of similar actions Congress has planned to seize more and more of your retirement nest egg. The system has more than $4 billion in assets. Moreover, Eagle Financial's testimonials prove that their suggestions make sense to regular investors.