Related: Guide to lounge access with the Amex Platinum and Business Platinum. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Related: Guide to hotel elite status with the Amex Platinum and Business Platinum. It comes in handy for using the Amex Platinum card Saks credit. By having multiple users using their cards for everyday spend, you can hit the minimum spend more quickly and receive those coveted bonus points even sooner! Amex Platinum cardholders can add an authorized user to their account. If the main cardholder pays off the card in full each month and otherwise has responsible spending habits, an authorized user will benefit from this history. Cheaper Than Applying for a Separate Additional Card, Earning Benefits of Adding an Authorized User, 8. Our points-obsessed staff uses a plethora of credit cards on a daily basis. How can I open my own card account? This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). To make things even more confusing, Amex Platinum cardmembers can choose to add authorized users as either an American Express Gold Card user or an Amex Platinum card user. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. From unrivaled lounge access to a free membership in Global Entry or TSA PreCheck, the American Express Platinum card has the richest set of travel perks on the market. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. However, if you have additional card members. Related: Top credit cards for Global Entry and TSA PreCheck. the full suite of airport lounge access perks, An $85 TSA PreCheck or $100 Global Entry fee credit, the American Express Fine Hotels & Resorts, Welcome Offers On Amex Blue Business Cards, Maximizing Amex Offers: The Complete Guide, Amex International Airline Program (IAP) Guide, Please view our advertising policy page for additional details about our partners, Access to Amex Centurion Lounges; you can guest up to two people at no additional cost (, Access to Delta SkyClubs when flying Delta on the sameday; you can bring guests for $39 each, A Priority Pass membership (enrollment required), giving you access to 1,300+ lounges around the world; you can guest up to two people at no additional cost, Access to Plaza Premium Lounges; you can guest up to one person at no additional cost, Access to Escape Lounges, Air Space Lounges, and select Lufthansa Lounges, Authorized user spending will earn points at the same rate as the primary cardmember (like the personal card. Select the card youd like to add and scroll down to enter the authorized users information in the form at the bottom of the page. Hi Nancy. Youll end up on a page that asks whether youd like to add another authorized user as an Amex Gold card or an Amex Platinum cardmember. Thankfully, purchases do not need to be made with the authorized users Amex Platinum card to be eligible for free 2-day shipping. click here to leave your comment. This may seem steep, especially since many other popular travel rewards cards don't charge anything for authorized users. How to add an authorized user to any American Express card You can easily add authorized users online. If my wife is traveling on her own (without me, holder) and she is an authorized user Platinum Card, can she enjoy the benefits just like the holder if there is cancellation or interruption of the trip? Platinum Card and U.S. Business Platinum Card Members will qualify for Complimentary Guest Access for up to two guests per visit after spending $75,000 in eligible purchases on their Card between January 1, 2022 and December 31, 2022 and in each calendar year thereafter. Before diving into the benefits for authorized users, let's consider the benefits available to primary cardholders (terms apply): *Enrollment required for select benefits. Click here to see a list of advertisers that we work with. This Gold Card is not the same as the popular American Express Gold Card that offers 4x Membership Rewards points at restaurants and U.S. supermarkets (on up to $25,000 per calendar year; then 1x). 2. 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The Amex Platinum Card is making a lot of noise recently. The American Express Platinum Card recently increased its annual fee from $550 to $695. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Amex Platinum Authorized User Benefits and Fees The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. spa, food, ground transfers, and beverage credit), Date of birth (optional when applying, must be provided within 60 days of card issuance), Social Security number (optional when applying, must be provided within 60 days of card issuance). With 5x earnings on airfare and prepaid hotels booked with Amex Travel, having an authorized user spending on the card will help you earn more bonus points faster. Does the Amex Platinum card for authorized users offer Rental Car Insurance coverage? After all, its all going on the same bill right? Since I am paying AU for my husband and I can have 3 members to add for $175. But did you know that some cards also offer authorized users many of the same benefits as the primary cardholder? Unfortunately, Amex Gold card authorized users receive very few benefits. Totally worth the $175 for us. One of these credits is the digital entertainment credit, which I will go into detail below. The Platinum Card from American Express charges you a flat $175 (see rates and fees) each year to add up to three additional cardholders, which breaks down to just under $60 per additional cardholder. An icon in the shape of a person's head and shoulders. Jamie first got hooked on miles and points during a high school choir trip to Europe, where he flew in Lufthansa first class (thanks to his dads then US Airways miles) because economy was sold out. Currently, American Express allows Amex Platinum cardholders to add up to 3 authorized users for a fee of $175 a year (Rates & Fees). If youre looking for your authorized users to get more from the card, here are 16 benefits of adding an authorized user as an Amex Platinum card authorized user. Personally I feel like a key aspect of maximizing the Amex Platinum is adding authorized users, given the rich benefits. Whether youre road-tripping or globetrotting, the suite life is always better. I am still not sure how to add Amex offers to authorized users. We really appreciate it! All Rights Reserved. But if you have good or . - Alex & Erin. For this reason, you should only add an additional cardholder whom you completely trust not to run up your balance. For large corporations that value employee travel benefits, the annual fee can definitely be justified, though a lot of smaller businesses may have to look and see if the increased annual fee changes the value proposition of the card. For more information on our advertisers, see here. Amex Platinum card authorized users get full access to the Amex Global Lounge Collection, including Centurion Lounges, and will receive their own Priority Pass lounge membership once enrolled. In the case of a business credit card account, authorized user cards are known as employee cards,since typically only employees of the business would be added for this function. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Or does it happen automatically when I add it to the primary card? Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Please check out. Sign up for our daily newsletter and check out our beginner's guide. Related: Your ultimate guide to the American Express Fine Hotels & Resorts program. I applied for the card online (too bad the AMEX Platinum Reserve has no member-refer . There are many reasons why you'd want to add authorized users to your travel credit cards. But remember: only add someone you trust to your card because in the end, youre liable for their purchases. Starting with your fourth authorized user, each one will cost $175. Just out of curiosity. Aspire Lounges Locations, Hours & More [Includes Map]. Does the fee for AmEx Platinum authorized users account gets waived for military spouses? It makes her whole trip better. The posts clearly discusses Authorized Users that cost $175/year (for up to 3 cards and then $175/card after that). Does anyone know how the fee works if you add it in the middle of the year? This makes the process cheaper, easier, and often faster. The card has a $695 annual fee (see rates and fees). We may receive compensation when you click on links to those products. Avis Preferred Club, Hertz Gold Plus Rewards, and National Emerald Club Executive Statuses, 15. Up to $189 Credit for CLEAR: No. So whether you add 1, 2, or 3 additional cards, it will cost you the same $175. 3X miles at hotels. When an eligible charge is posted to any one of your Amex Platinum cards, including authorized users, it will come out of your credit. You can also add up to 99 Gold Card authorized users at no additional cost (more on that below). What benefits do Amex Platinum authorized users get? It only costs $175 to add up three authorized users to the Platinum Card and they get a lot of the key perks . The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" -- a card that you keep for its benefits rather than its earning potential. Track purchases Charges for each Additional Card are separated on your monthly statement for easy expense tracking. Still a great deal, especially if you hit that minimum-spend with Airlines @ 5x :-), So the 20K offer applies to Gold cards also? Complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold Status, 11. Authorized user cards will earn the same way the Amex Platinum cardholder does: 5x Membership Rewards points per dollar on airfare booked directly with airlines or with Amex Travel purchases, and 1x point on all other purchases. We'll run a soft credit check to find special offers, but it wont affect your credit score. Airport Lounges. I like the free 2-day shipping but it is not a frequently used benefit. Purchase benefits, including purchase protection, trip protection, extended warranty, and more, Preferred Seating and Access (at restaurants, theater shows, etc. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Authorized users arent given monthly Uber credits, either. Just head over to the American Express website, log in, and select your Amex Platinum card using the card selector at the top-right of the screen (if you have more than 1 Amex card). This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. All you would need to do to open your own card is apply for one. Terms of Service apply. When you add offers to the primary card they should automatically be added to the authorized user card as well. For rates and fees of The Business Platinum Card from American Express, clickhere. Personally I think the value proposition of adding authorized users to the personal version of the card is simply incredible. This can go a long way toward helping a friend or family member with poor credit since American Express will report your on-time payment history and credit utilization rate to the respective credit bureaus for every cardholder on your account. In fact, you'd almost make up the $175 annual fee for three additional cardholders with just five visits to Delta SkyClubs across the year -- and this doesn't even factor in any usage that the authorized users would get when traveling alone. Im sure someone who shops at the 100 or so participating retailers might appreciate the discounts, free 2-day shipping, and free returns. Generally, transferring points and miles from one members airline or hotel loyalty program account to another can be difficult. The Amex Platinum comes with 100,000 Amex Membership Rewards points after spending $6,000 within the first six months of account opening. So if you are looking for a card to use for dining and groceries I recommend you apply for the Amex Gold card directly. Please view our advertising policy page for additional details about our partners. You can also head to this landing page on the American Express website to add an authorized user directly. When you book a prepaid stay through the Fine Hotels & Resorts program, you'll earn 5 Membership Rewards points per dollar and get access to the program's elite-like benefits. Years later, he started, The 8 Best Boutique Hotels in Boulder [2022], The 10 Best Boutique Hotels in Santa Fe [2022], For rates and fees of The Business Platinum Card from American Express, click. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Unfortunately, authorized users must be 13 years of age or older. . Note that this benefit is also offered to Amex Gold card authorized users, so this is not limited to Amex Platinum authorized users. Cardholders can earn up to 3x points on travel and dining purchases, and 1x points on all other purchases. Yes, Amex Platinum authorized users have access to the Amex International Airline Program. If you add an authorized user, youll be able to transfer points to one of their airline or hotel accounts after 90 days, which gives a lot more flexibility. Both partners can earn extra points on airfare, access a variety of lounges when traveling separately, and more. To enroll an authorized user, they must call the number on the back of their card. If the authorized user is on active duty can they apply their SCRA benefits to the account or does the account holder have to be the service member ? If your wife applies for the card and is approved, she is the primary cardholder and the points will be deposited into her Membership Rewards account. The annual fee for Additional Cards is $175 for up to 3 Additional Cards. Email needed if you'd like comment updates. Related: 7 great nontravel benefits of the Amex Platinum. This bonus value is an estimated valuation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). They include an annual airline fee credit, an annual hotel credit, annual credits for Equinox, digital entertainment and Clear, monthly Uber cash, a bi-annual Saks credit and an every-four-years Global Entry or TSA PreCheck credit. Why? Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. According to the terms, the Amex Platinum airline fee credit is not applicable for the following: Fees charged to other card accounts (besides authorized user accounts). You also have the option of adding their social security number if you dont add it at this point, youll have to add it within 60 days of the card being issued. You can add additional cardholders, but each additional cardholder after the third will cost you $175 (see rates and fees) per year. Editorial Disclosure: The editorial content on this page is not provided by any entity mentioned herein. We may be compensated when you click on links from one or more of our advertising partners. Let's dig in. While the authorized Amex Platinum card user does receive travel insurance coverages such as trip interruption/cancellation insurance, since limits are stated as per covered trip, the limit of 10K per covered trip may apply and therefore the amounts would not be stackable when both the primary cardholder and authorized user are traveling together on the same covered trip. Amex Platinum Authorized User Benefits and Fees Like all American Express Cards, the Platinum Card allows you to add Additional Card Members, commonly known as " authorized users ," to your account. The Amex Platinum card has some of the best perks that any travel card offers. The AMEX Platinum Reserve normally carries an income requirement of $150,000 per year and an annual fee of $535. you can simply transfer your Membership Rewards points directly to their accounts. This site does not include all credit card companies or all available credit card offers. Keeping track of family spending can be complicated. This would provide additional protection against accidental charges but while still extending benefits. And by adding an Amex Platinum authorized user, your travel companion can share many of them. If you take advantage of this, I highly recommend applying for Global Entry over TSA PreCheck, since that gives you access to both programs. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. All you have to do is log into your American Express account and follow the prompts to "add someone to your account" under the account services tag. If you frequent Marriott or Hilton properties, this can bring you room upgrades, bonus points and additional on-property perks. If your employees are frequent travelers and tend to spend a lot on airfare and value access to airport lounges, theres a good argument to be had that the fee is worth it. This can be both a good and a bad thing: its good because youre earning extra points, but bad because if your card falls into the wrong hands, you could be out some serious cash with no recourse. Totally worth it. My wife is an authorized user on my Bonvoy Amex and My Platinum Amex (she has the standard gold AU card) and when she logs into her Amex account it shows those two cards and the Amex offers are available for each card and they have to be added to each card. Improve earnings, maximize rewards and track progress toward dream trips. For example, your authorized users can help you hit a minimum spending requirement to earn a welcome offer, or you might want to build your child's credit history early on. This service gives you free 2-day shipping from over 100 online merchants, including stores such as Adorama, MacMall, and Peets Coffee. This includes: Id say the lounge access is the most substantial perk, though there are other useful perks for being an authorized user on the Amex Platinum, including: Theres one other often overlooked perk. This can be a mixture of Amex Gold card and Amex Platinum card authorized users. This bonus value is an estimated valuation. Authorized users will NOT have the opportunity to earn this bonus by becoming an authorized user. An authorized user is an additional cardholder added to an individuals existing credit card account. Just like the benefit provided to primary cardholders, each authorized user can use this benefit once every four years for Global Entry or once every 4.5 years for TSA PreCheck. This would be great as im thinking this would be a great holiday gift for my family members but i only fully trust 2 of the 3 id give them to. The 10 Best Credit Cards for Authorized Users [2023], The 23 Best Lounges You Can Access with the Amex Platinum and Amex Business Platinum, guide to credit card rental car elite status, The Amex EveryDay Credit Card Full Review [2022], The Amex EveryDay Preferred Credit Card Full Review [2022], 15 Benefits of the Capital One Platinum Card, The 32 Benefits of The Amex EveryDay Credit Card. Scroll down your account's home page until you find Useful links on the right. ( rates and fees ). Outside of banner ads published through the Boarding Area network, this compensation does not impact how and where products appear on this site. Hi Juan. You can add up to 3 authorized Platinum Cards to your account for a total cost of $175 annually. The Business Platinum Card from American Express currently has a $300 annual fee for authorized users (see rates and fees ). Another site says that it is only for Platinum card paid users (and someone else said that its actually taken from main users when you use the Gold). "American Express waives the annual fee not only for Amex cards such as the Amex Platinum, but also for any accounts when an active-duty member is registered as an authorized user, including on your spouse's account. Clear credit - $189. Find the right card for you. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Im jonesing for the full report. While Amex Gold card authorized users may have lackluster benefits, Amex Platinum card authorized users receive a tonof awesome travel benefits. Related: Best luxury cards based on annual fee and authorized user fees. Hes a lifelong traveler and took his first solo trip to San Francisco at the age of 16. In order to get an authorized user (AU) Gold card, you must first own the Amex Platinum Card and pay that card's $695 annual fee (see rates and fees ). This makes these airport services effectively free for your authorized users, giving them an easy way to speed through airport security and U.S. border control. Many people pick up these cards not because of the return they offer on everyday spending, but rather because of all of the perks of being a cardmember. Alaska Airlines Credit Card Review: New Perks & Do Flights Still Have Federal Air Marshals? Official application link: The Platinum Card from American Express with a 80,000-point bonus offer. Youll earn 5x points on airfare booked directly with the airline, 5x points on prepaid hotels booked with American Express Travel, and 1x point everywhere else. The authorized user will need to provide their Marriott and Hilton numbers to the representative, so make sure that they have them on hand before calling. Earn a $50 statement credit after the Authorized User spends $1,000 within the first 6 months. Is this true Ben? In turn, this will put the hotel bill on your account. She controls the card and the Membership Rewards account and points cannot be transferred to your account. If you want to add more, you'll pay an annual fee of $35 for each extra one. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Do additional card users get the benefit of CLEAR membership reimbursement as well? Your feedback is important in helping us keep our community safe. Plus, when flying on Delta, the couple can use their respective Amex Platinum cards to access the Delta Sky Club without paying a guest fee. I understand that guest access to the Centurion Lounge is still available if you spend at least $75,000 on the American Express Platinum Card, correct? This site does not include all credit card companies or all available credit card offers that are on the market. Authorized users get complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold status on their respective Marriott and Hilton accounts. Hot Tip: For more in-depth information, explore the Amex Platinum cards rental car benefits. The Platinum Card from American Express. Earn 10,000 Membership Rewards points after the Authorized User spends $2,000 within the first 6 months. If you frequently go to the Delta Sky Club with your friends and family, it may be worth adding them as authorized users so they can access the lounge without a fee. However, the total amount of statement credits for eligible purchases will not exceed $189 on the Card Account per calendar year.. No responsibility will be taken by the bank advertiser for these comments. The Marriott Bonvoy Boundless Credit Card allow you to earn Gold Elite status when you spend $35,000 on purchases each account year. Please view our advertising policy page for more information. Winner: The American Express Green Card. I believe Amex allows you to lock an additional users card or set a $0 spending limit. Authorized users don't have access to the primary cardholder's monthly Uber credits. In most cases, authorized users are spouses or children. All Rights Reserved. Emergency Medical Transportation Assistance: Call the Premium Global Assist Hotline: 1-800-333-Amex (toll free), or 1-715-343-7977 (direct-dial collect) . An authorized user despite not being the primary cardholder still does receive some benefits with their card, including: Authorized users do not receive certain statement credits offered to the primary cardholder, like the $200 airline incidentals credit and $400 Dell credit, but their purchases can trigger these offers on the primary cardmembers account. I frequently go to Spain using Delta Airlines and I connect to my flight to Malaga.. Come June 1, 2022, however, this fee will be increasing to $350 a year. American Express Global Lounge Collection. Yes, Amex Platinum authorized users should receive secondary rental car insurance coverage. Thank you. Click here to see a list of advertisers that we work with. Amex Platinum Quick Facts. Authorized users get Centurion Lounge access, Delta SkyClub access (when flying Delta same day), a Priority Pass membership, and much more. i.e. Authorized users do not receive most statement credits for specific purchases. For perks-rich cards, theres often value in adding authorized users, so that you can share your benefits with loved ones and close friends. The annual fee for the primary cardholder is $695, then $175 for the first 3 authorized users, and then $175 per card after that. Or, since many lounges limit guests to two companions -- if guests are included at all -- it can be a good perk if you travel with a family larger than three. If you add authorized users to the Amex Personal Platinum or Amex Business Platinum, what benefits should you expect that theyll receive? Click the "Account Services" tab. Yes, authorized users still receive those coverages. Of course, when we are traveling together (which is typical), she can access most lounges with me as my guest. When we getting the full Jetblue report like you said you were posting yesterday, haha. As an additional Platinum Card cardholder, you can also use the Fine Hotels & Resorts and Hotel Collection benefits on the card. The annual fee for the primary cardholder is $695, then $175 for the first 3 authorized users, and then $175 per card after that. Terms apply to the offers listed on this page. The primary cardholder is responsible for the transactions of all authorized users and has access to transactions, payments, and other pertinent account information.